Friday, September 10, 2010

Get A Prescription Savings Card Today


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http://www.lulu.com/shop/j-mcknight/secrets-to-saving-a-bundle-on-doctor-visits-and-prescription-cost/ebook/product-20947182.html








Get An Immediate Discount Today
A prescription savings card is available to you today to save at your local pharmacy.  You can save on your generic and brand name prescription medications.  

You can also receive discount diabetic supplies delivered to you.  Statistics have shown that over 47 million people are without healthcare benefits for themselves and their families. 



To Get Started Click Below:

Whether you have health insurance or not obtaining a discount health card may make a lot of sense for you and your family. For those with health insurance, some policies do not offer a drug benefits, and you have to come out-of-pocket 100% for your medications and other health services, like dental for instance.  

The discount card is offered and can only be used in the United States.  However, the other products are offered in over 200 countries.


Special Note:
Once your card information is placed in the computer at a given pharmacy all you need to bring on your next visit at your pharmacy is your prescription.  Your discount card is already on file at that particular pharmacy.  

It is a good idea to question any cost and verify from time to time that your discount card information is still on file at that pharmacy.

Click on Image Below:

Does generic always mean low price?


Does generic always mean low prices?

If you have a prescription for a generic drug, it’s probably not a good idea to automatically assume a low price, because the range of prices for even generic drugs can be astounding. I recommend calling various pharmacies to check current prices. 

Be sure to include wholesale clubs such as Costco or Sams Club.  Discount prescription cards can be used, also, by individuals who have insurance.  


A lot of medical insurance policies do not have a drug benefit, or in some cases the policy will exclude covering certain medications.  This is where a discount prescription card may come in handy.  One card will cover your whole family.


Special Note Article Reprinted:

Save a Bundle Using a Free Medicine Drug Card 

As the prices of prescription drugs continue to rise, it becomes more difficult for people to support their medication needs.  

While some people only need prescription drugs once in a while, others have to purchase them on a regular basis.  Certain drugs are very costly, and they can take up a significant percentage of a person’s income.  


A discount prescriptions card can prevent the situation of not having access to some help.  Discount prescription cards can be use by the insured, uninsured, as well as the uninsurable.  


You can have a medical insurance policy that does not provide a drug benefit and still save on your prescription drug cost.  If you have a long-term health problem and you need to take medications regularly, it is recommended that you get the free discount prescriptions card.  


The free discount prescriptions card is a card that enables you to save a substantial amount of money on prescription drugs.  The company that issues the card has established an agreement with most of the leading pharmacy chains in the United States, and the card is presently accepted by more than 64,000 pharmacies throughout the country.  


Everyone qualifies.  Even individuals who have major medical coverage may experience a situation where a particular prescription drug may be excluded from their coverage.  For them too, a prescriptions discount card could prove beneficial in reducing their out-of-pocket cost significantly.

Mail Order Pharmacy Savings 


Some of the well-known pharmacy chains that have participated in the “free discount prescriptions” discount program include Wal-Mart, Walgreens, Albertsons, Kroger, Eckerd, CVS, Winn-Dixie, Costco, Rite Aid, Safeway, and K-Mart.  


If you use the free discount prescriptions card to purchase prescription drugs in any participating pharmacy, you will receive a discount of up to 90% on both brand-name and generic drugs.  Your cost could also vary from pharmacy to pharmacy due to the fees that's charged by most pharmacies to fill your prescriptions.  


The process for using this free discount prescriptions card is very easy.  All you have to do is print and clip out the discount prescription drug card to present to the pharmacy and they will do the rest.  They will enter it into the computer for you to receive your discount if any is applicable.  You may receive up to a 90% discount by using this card.


As you can see, you can avail of very good discounts if you purchase prescription drugs with the free discount prescriptions card. If you need prescription drugs on a regular basis, you may save as much as hundreds or even thousands of dollars every year. 


As a cardholder, you can also find out if there are cheaper generic equivalents to your prescription drugs, and you can save a bundle if the generic drugs are approved by your doctor.

This article cannot be published without full author’s details.

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Why Use A Prescription Discount Card?


You can receive an immediate discount by printing out a free discount prescription card today.  Even if your current insurance plan covers prescriptions, not all of your meds may be covered, or you may not save very much.  


Unlike many other discount cards this card is free for everyone.  As the prices of prescription drugs continue to rise, it becomes more difficult for people to support their medication needs.  


While some people only need prescription drugs once in a while, others have to purchase them on a regular basis.  Certain drugs are very costly, and they can take up a significant percentage of a person's income.  


If you have a long-term health problem and you need to take medications regularly, it is recommended that you get the free discount prescription savings card.  

 

You Don't Get A $4.00 Price Tag For All Prescription Medications.  Print Out A Discount Drug Card Today.

Discount prescription cards can be used also by individuals who have insurance.  A lot of medical insurance policies do not have a drug benefit, or in some cases the policy will exclude covering certain medications.  

This is where having a discount prescription card may come in handy.  One card will cover your whole family.  The free discount prescription card is a card that enables you to save a substantial amount of money on prescription drugs. 


The company that issues the card has established an agreement with most of the leading pharmacy chains in the United States, and the card is presently accepted by more than 56,000 pharmacies throughout the country.  

                                 
Save At Your Local Pharmacy
The process of applying for a free discount prescription card is very easy.  All you have to do is take a few seconds to enter your information at the free discount prescriptions website. 

You do not have to meet any membership requirements to get approval, and you will receive your free discount prescription card instantly. 


What Does Rx Mean?
Rx is a prescription medication, excluding non-prescription over-the-counter meds.  Once I print out my card,what is my next step?  

Once your discount prescription card is created, basically all you need to do is to take it with you to the pharmacy.  


Give your discount card to them along with your prescription.  Your card has all of the information your pharmacist needs to process your prescription.  

Once your information has been entered, it is now stored in the pharmacist computer system, and you probably will not need to present your card again.   

Special Note:









Each time you return to the pharmacy to fill another prescription the discount when applicable should be applied.  If ever in doubt, just ask to make sure.  

If you change pharmacies you probably will have to present your card again so that it can be entered into their computer system.  If you lose your card, just print out a new one.


The card is free to absolutely everyone.  Please share it with others who can really benefit from the program.  Tell-A-Friend on this blog gives you the options to share easily with interested friends and family.  

Also remember that not everyone is computer savvy.  Just print out a discount card and give it to them, regardless of existing health conditions, or current insurance plans.

A PAP Is Different From A Discount Prescription Drug Card
You probably have heard advertisements from drug companies on TV that will help you with your medications. Unlike a discount prescriptions card you do have to qualify for these programs.  

Patient Assistance Programs are usually sponsored by pharmaceutical companies and provide discounted or free medicines to low/moderate income, and also the uninsured, underinsured, and uninsurable who meet the guidelines for that particular program.  

Eligibility and application requirements vary from program to program.  There are hundreds of programs available to qualified applicants.  If you are on more than one prescription medication you may be on more than one PAP program to address all of your prescription medication needs.

  
Your medications may be provided by more than one manufacturer and you will have to meet different criteria for each.  This can be overwhelming for some and they give up.  

Some get a discount savings card to assist them with the cost of their medications until their applications are approved.  You can even be self employed and qualify in some cases. 

We have a lot of truckers that qualify for a lot of the programs, especially with their high fuel cost.  If you feel you might qualify, it might be in your best interest to apply.  

Prepare For Doctor Visits
How many out there in cyberspace know that it’s a new day when you visit your doctor in today’s world?  Doctors just don’t have the time for a lot of idol chit chat, and blank stares.  

Doctors in today’s world are in a lot of cases under time pressures to see so many patients per day.  In my opinion it helps to adopt the mindset that a doctor’s office first and foremost is a business.  

They have to see so many patients to make a profit, and meet their expenditures to keep their doors open. With this concept in mind you are at a doctor’s office to purchase a service like you would from any other service provider.  

On top of your limited time to see the doctor you might have had a long wait to get this opportunity to come in.  It is my opinion that not only is it a good idea but a necessity to prepare.  

Something simple like a note you write to yourself to remind you of the things you want to bring to his or her attention during your appointment will probably suffice.  

If you don’t write yourself a written note as a reminder you might forget to tell your physician of a pertinent detail that could result in you having to come in and pay for another visit. 

When you go in to visit your physician you often have a lot of things on your mind, and not feeling well, it’s not difficult to forget.  Taking in a brief note as a reminder makes sense to me.  

It’s been my experience that whether you have insurance or not a frugal note saves.  If you take into consideration the price of an office visit these days it saves to come prepared.

Shopping For Health Insurance

Shopping For Health Insurance Tips
The image below is about health insurance plans. Let me say that sometimes you can save substantial amount of money obtaining a drug benefit plan outside your policy. And I will also say that a lot of individuals use a discount plan with major medical. 

Please note that as far as I know having a discount drug plan does not constitute having prescription drug coverage. Click below to begin your search.



3 Easy Steps to Health Insurance
Compare free quotes for health insurance online!Even if you have Cobra being mindful of any preexisting conditions you might want to check out and compare rates using eHealth Insurance.  When you are ready, this is a great site where consumers can view quotes, and compare plans side-by-side.  Also keep in mind that a lot of policies today do not include a drug benefit. A good thing you might want to keep in mind is to weigh the options of obtaining a drug plan outside your policy. Sometimes this can make a difference, and sometimes not.



Split The Pills

A good money savings tip that my pharmacy friend shared with me many years ago was to have my doctor prescribe a double strength dose of my pills, and cut them in half.  How great is that?  

That's one co-pay for twice the medicine.  Of course you will have to OK this with your physician to see if this is an option for you.  Another thing is that samples are sometimes given out by your physician if you just ask.  

Some pills are scored in half and make it easier to use a pill splitter.  A lot of pharmacies will stock pill splitters.  You can save a bundle of money when your medication is available in a double dose.  

Several pharmaceutical manufacturers price some of their medications the same for all strengths.  For example Lipitor is essentially the same price for all strengths.  

Some save as much as $100.00 on a one month supply just by getting the larger strength and cutting it in half.  Consult your physician.


Patient Advocate News Post
When Insures say no you can fight back

I read somewhere that when an insurance company deny your health claim you might consider going to small claims court. If you have done your part in paying the insurance premiums, I’m thinking that you have every right to expect your insurance carrier to honor your claim as stipulated in the policy. 

This person I was reading about said that their calls and letters were ignored, and a lot of us have been there. So they decided to start an action in small claims court and got results within a short period of time.
Make the easy fixes
• Missing information? Fill it in
• Coding errors? Get these addressed by your physician


Keep Your Nails In Mind  At The Gym



A nail fungus can manifest discoloration and thickening of the nail. A lot of people don’t realize that a nail fungus can spread from nail to nail. It is not a good idea to walk around bare foot in the locker room or gym. 

Keep your shoes, including your workout shoes, in a dry place. Some people own multiple snickers so they can rotate them to ensure having access to a dry pair.  

Always wash your hands after touching an infected nail. Be careful where you get your pedicures. A friend of mine went to the doctor and was being treated for a nail fungus.  

She said the nail tech wanted to give her a pedicure even after telling her she had a nail fungus.  You have to be careful.  A lot of these places do not exercise proper hygienic practices.  

You can now purchase your own personal implements to take with you to the nail salon.  I like to see a doctor to address a suspected fungus to be sure it is in fact a fungus.  

Zetaclear Works Great.  2 Bottles Free Limited Time Offer.
Zetaclear is a great anti-fungal product that my friend Karen used a few months back. She went to her doctor and was given a sample of some expensive prescription anti-fungal cream.  

To her amazement it did not work.  This is another reason outside of saving money to get samples.  It could avoid you from paying for a medication that doesn't  work.  

Special Note:
If the sample works, then ask for a prescription whenever this can be done.  Talk it over with your doctor.  

She then begin to try a few over the counter products, again with no real success.  I had a nail fungus some time back and remembered that a friend recommended to me a product called Zetaclear.  I loved it.  

She too decided to try it and her fungus had completely cleared up in only 7 days. She was happy to get her nails back to normal. To order click on image above.

Can You Diminish The Look Of Scars?






Sometimes you can.  Let's face scars happen.  I don't think it's possible to get through life without a scar.  Scars can be such a nuisance that we forget what a miracle a scar is.  It's nature's way of healing.  

Think for a moment what life would be like without this healing ability.  With that being said scars can still be problematic.  Years ago a friend of mine as a child obtained a scar on her face trying to climb a fence.  It was the first thing you noticed when looking at her face.  

She never did anything to minimize the scar until 4 months ago when she tried this cream.  The results are nothing short of spectacular.  You can still see the scar but you have to look very close now.  Who knows after a few more months this old scar may completely disappear.



Save On Dental Meds Too Using Your Prescription Savings Card. 




Having Dental Insurance Can Save You Money!  Wide Choice of Plans and Participating Dentists Nationwide.  For more information click below.  
Get 3 Addtional Months Free When You Join!Save on cleanings, checkups, fillings, braces & more.  Quick plan activation & no paperwork hassles. There is so much confusion today with so many different types of offerings available outside of having insurance that you really, as a savvy consumer, have to pay close attention to what you are purchasing.  The above image is offerings of various dental insurance plans.  

It is my understanding that these plans are insurance plans for the most part, versus a discount plan.  If it uses the word insurance then it is an insurance policy versus a discount  plan in most cases. 



At Home Teeth Whitening

It's important to take good care of our teeth.  Even some medications and smoking can discolor the teeth.  Age too, plays a factor.  Chewing our food properly plays a huge role in how we are able to digest and assimilate nutrients.  

I take time to  care for my teeth.  I have used  baking soda for years.  However, there are products on the market that may work faster for you in obtaining that beautiful smile.  One of the first things done in a makeover is whitening the teeth.  

White teeth does make a difference in how we look.  If you don't believe me just start looking around at how white teeth enhances how people look.  Friends of mine have tried and love the product below.


Save A Bundle On Pet Meds Too

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Taking care of a pet, like taking care of ourselves and the rest of our family is a huge responsibility.  We hear on the news, and read in various publications about the advancements that are taking place in medical science.  

However, most of us know that the cost of medicine has also increased dramatically.  So it makes good sense to a lot of folks to have a buffer against the rising cost of pet medications too.  Help is available.  Why pay more than you have to?  

Medications for people and pets are skyrocketing.  Check out Pet Meds to see if you might be able to save money on your pet's medications.  If interested click on Pet Meds image.


Pet Vitamins






To save money on Vet bills it could help to give your pet a good vitamin for a little insurance.  In today's world many people find it necessary to take a vitamin supplement.  

It's difficult to get all your nutrients from the foods we eat.  What about our pets?  They too need daily nutrients to help stay healthy.  Pet Bounce is a very popular supplement that a lot of people love.



The same is true for people too.  We need good nutrition to help us stay healthy.  I like the supplement above.  Your vitamins regimen should reflect your specific supplemental needs to provide optimum support.  And of course a quality supplement makes a world of difference.


Good Pet Insurance Is A Great Dollar Stretcher

Are You Paying Your Vet Out of Pocket?  Has pet insurance become a part of pet ownership?

A pet  not only needs love, but care and sometimes that includes medical care.  I have heard over the years countless stories about how pet medical bills can put a major hardship on household finances of the unprepared.  

You never know when a pet illness can occur.  A friend of mine says that she always make it a habit to request a written cost estimate for veterinarian services before they are provided to eliminate surprises.  

Medical cost, no matter who is the recipient, is not cheap.  The cost of major surgery for your pet can be quite expensive.  Pet insurance is an idea who's time has come. 


Our pets can't speak for themselves, but you can tell when your family friend is hurting.  

Perhaps they're having a bit of a difficult time getting up after resting, or more reluctant to jump up into your lap or go outside for a walk.  

Once boisterous and full of energy, your pet may  now seem to slow down, have some difficulty walking, tire easily or seem less exuberant or even restless-and seeing them in pain makes you feel helpless, doesn't it? 

Awesome Websites:


http://www.patientadvocate.org/
http://www.medicarerights.org/

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